Do insurances cover Lasik Surgery or Contacts?

Do insurances cover Lasik Surgery or Contacts?

deathbatgirl asked:

I will be going to the eye doctor soon and will be talking to them about getting contacts since my vision has change so much and my glasses don’t help anymore. I also want to talk about the possibility of getting Lasik. My mom has insurance for me but it’s not that great and I don’t know if it will cover contacts or Lasik?

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Posted in Qns & Ans on Jan 8th, 2011, 9:15 am by plastic_surgery_world   

4 Responses

  1. Indiana Jones
    November 16th, 2009 | 4:39 pm

    well it would really depend on what coverage you have but in general insurance companies do not pay for lasik eye surgery. but most insurance companies do help cover the cost of contacts.

  2. amanda s
    November 19th, 2009 | 9:26 pm

    It depends on your insurance. You can call the provider or most providers have a website that tells you what they cover. Most will help with or completely cover contacts. Generally insurance won’t cover Lasik if you’re a minor and most doctors won’t do Lasik until either your growth plates in your hands have sealed (indicating biological adulthood) or you have 3 consecutive annual eye exams in which your vision does not change.

    If your vision is still changing there’s no point in getting Lasik because it will continue to change pretty much until it just doesn’t change anymore (usually this happens once you reach adulthood if your vision problems began as a child).

  3. Love
    November 20th, 2009 | 1:11 pm

    my insurance covers 15% of the cost of lasik, you get contacts i believe 3x per year and lenses every year and frames every 2 years

  4. Classy Sassy
    November 23rd, 2009 | 5:43 pm

    It all depends on your insurance provider. Mine provider for example covers 15% of the cost of LASIK (however, I have to choose a doctor of their choice).

    For contacts, I pay a set co-pay for the contacts themselves ($10) and a co-pay for the doctor’s visit ($10) and I am covered for up to $200 worth of contacts (which usually gets me a years supply). I can use my vision insurance once every 12 months.

    Your mother should be able to get a reference sheet from her employer or insurance provider showing the break down of costs.

    Another thing to consider about LASIK. I don’t know how old you are, but my doctor suggested not getting the surgery done until your vision has stopped changing for at least 3-5 years (so it is effective).

    Good luck!

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